Creating a Plan That Will Improve Your Debt Management

Tracking expenses can help you see where to cut back and refocus your financial priorities. A budget is essentially what you earn (income) minus your expenses. Start by identifying your fixed expenses, such as rent or mortgage, utilities and car payments. Next, calculate your variable expenses, like groceries, entertainment and gas, by reviewing past credit …

Top 9 Challenges Faced by Soap Business Owners

Soapmakers have more ducks to get in a row than just creating fabulous soap! From finding the right market for your products to setting up shop at the farmers market and snagging store buyers, there are many considerations that go into running a small business. Dedicating a large percentage of revenue to marketing and advertising …